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Home > Calculators is not a lender or loan provider; is not an agent, representative, or broker thereof (except as may otherwise be provided by state law); and does not make loans or loan commitments, or lock rates. does not establish or maintain loan underwriting and approval standards. Third party lender or loan provider credit decisions are made independent of The hypothetical, estimated rates and terms in this calculator are not intended to be, and should not be taken as, representative of rates and terms that are actually available to you or that will be arranged or offered to you by your lender or loan provider. The rates and terms actually available to you or that will be arranged or offered to you will vary between lenders and loan providers. Only your lender or loan provider can provide you with specific details about the rates and terms that are actually available to you or that will be arranged or offered to you. The results of this calculator are based on data submitted by you. Your input of data does not constitute an application for mortgage financing. does not represent, warrant, or guarantee that the data submitted by you in this calculator or the accompanying results are accurate. does not represent, warrant, or guarantee that the hypothetical costs and fees incorporated into this calculator are exhaustive. Cost and fees may be incorporated into your loan amount or total amount due, and additional cost and fees may be imposed at any point during the life of your loan. Note, however, that this calculator, for purposes of calculating your monthly payment amount, assumes that you will pay any points and fees at consummation and will not finance them for the term of the loan. This is a closed-end loan calculator and is strictly for informational purposes only. For personal advice regarding your financial situation, please consult with a financial advisor. The “Estimated Loan Amount” is calculated with the presumption that the principal balance is repaid off over the life of the loan (i.e., the principal is amortized). The “Estimated Interest Rate” represents the hypothetical price paid for borrowing money stated as a percentage of one hundred at a yearly rate. The “Estimated Annual Percentage Rate” (APR) represents the hypothetical cost of credit (i.e., interest rate, points, broker fees, and certain other costs a borrower is required to pay), also expressed as a percentage of one hundred at a yearly rate. In an adjustable-rate mortgage (ARM) the “Estimated Interest Rate” and accompanying “Estimated Monthly Principal & Interest Payment” and “Estimated Annual Principal & Interest Payment” are subject to change based on current rates and the market index to which the mortgage is tied. Under a fixed-rate mortgage the “Estimated Interest Rate,” “Estimated Monthly Principal & Interest Payment,” and “Estimated Annual Principal & Interest Payment” remain the same throughout the life of the mortgage. The Payment Schedule illustrates the estimated outstanding balance of the mortgage at the end of the year. Estimates on the Payment Schedule reflect the anniversary of the mortgage rather than the calendar year.

The operator of this website is not a lender or loan provider, and is not an agent, representative or broker. This website does not constitute an offer or solicitation to lend and the information submitted by you is not an application for mortgage financing. The information submitted by you will be shared with up to five (5) participating lenders. The operator does not guarantee you will be connected with participating lenders, receive conditional loan offers or enter into a loan agreement. The operator does not endorse, recommend or guarantee the price, product, availability, rates or fees of participating lenders. Participating lenders may perform credit checks with credit reporting bureaus or obtain consumer reports through alternative providers. Participating lenders may require you to pay a fee to cover the costs of any such inquiry. Participating lenders may not offer all loan products and loan products may not be available in all states. The states serviced by this website may change from time to time, without notice. The operator is not affiliated with the government and this service is not endorsed or sponsored by the government or any participating lender. This service is void where prohibited. This website is not an independent consumer protection update and the content provided hereon is for informational purposes only. Please see the Privacy Policy, Terms of Use and Material Disclosures for more information. Consult with your independent legal and financial advisor before acting on any information provided on this website.

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